January 17th, 2017
If you or someone you love suffers from injuries after a catastrophic car accident or motorcycle accident, you probably have questions. You may have medical bills piling up that you can't afford to pay. You may have missed time from work, or even lost your job. Or you may still be in the hospital, or need around the clock medical care.
Car accidents can change lives in the blink of an eye, and very few people think about what they would do if they were hurt, or even killed in a car or motorcycle wreck. But the experienced catastrophic car accident lawyers at Muth Law, P.C. are here to help.
We understand that you didn't ask for this to happen, and that no one wants to be a car accident victim. And we certainly understand that you aren't in this to try to get rich. You just want to get your life back to the place you were before tragedy struck.
What to Do After a Car Accident
If you were hurt in a catastrophic car accident you were probably taken to the emergency room, and may have been admitted to the hospital. If you haven't already, you'll soon start to receive medical bills from the EMS company, the doctors, and the hospitals that treated you. It's important that you contact an experienced Michigan car accident attorney as quickly after the accident as possible. You need a lawyer on your side who can help you through this difficult process. A lawyer who understands the intricacies of Michigan's No-Fault Insurance law. A lawyer with a proven record of success. At Muth Law, our attorneys can help you sort through the thicket of insurance regulations and recover the compensation you need to get your life back on track.
For more than 35 years, the attorneys at Muth Law have been fighting for people who have been catastrophically injured in car and motorcycle accidents. As part of our commitment to helping you recover from an unexpected tragedy, we will never charge an attorney fee unless we recover money for you. Because we represent people on a contingency fee, your initial calls and meetings with us are at no charge to you.
Sometimes, our clients tell us they were initially hesitant to call a lawyer. But we're here to tell you - your questions are never a waste of time. We're here to listen. We want to know what happened. And we want to help you recover - both physically and financially. But beware - Michigan insurance law is not for the faint of heart. That's why you need an experienced Michigan car accident attorney to help you through the process and maximize your financial recovery.
Michigan's No-Fault Insurance Law Can Limit Financial Recovery
Michigan's no-fault insurance law puts limitations on who can sue for injuries caused by a car accident, and the type of compensation a car accident victim is eligible to receive. Many times, a person's first-party benefits, also known as personal insurance protection, or PIP, will cover medical expenses, the cost of patient care, and lost wages, as well as modifications to your home or vehicle, and replacement services that you would have done if not for the injury.
In some cases, you may be able to recover third-party benefits from the insurance company of the driver that hit you. Third-party claims cover both economic damages and non-economic damages, which includes payment for intangibles like pain and suffering and loss of enjoyment of life.
To file a third-party claim in Michigan, the victim must have suffered a "serious impairment of bodily function." Courts have interpreted this language to mean that a car accident victim must have sustained “an objectively manifested impairment of an important body function that affects that person’s ability to lead his or her normal life.” To clarify the requirements to bring a third-party claim in Michigan, it is helpful to break this requirement down into three distinct tests that must be satisfied before you can bring a third-party suit:
- The injury or impairment must be "objectively manifested”
- The objectively manifested injury or impairment must be to an “important body function” and
- The objectively manifested injury or impairment to an important body function must affect the injured person’s “general ability to lead his or her normal life.”
There are two exceptions to the "serious impairment of bodily function" requirement: (1) if the victim suffered a closed head injury; and (2) cases of "permanent serious disfigurement."
Unfortunately, application of these statutes to individual circumstances is not always clear. As Michigan car accident injury attorneys for more than 35 years, we have extensive experience litigating the issue of whether an injury constitutes a "serious impairment of bodily function," and will do everything we can to make sure you and your family get the compensation you need and deserve.
Hurt in a Car Accident? Contact an Experienced Ann Arbor, Michigan Car Accident Attorney Today
Navigating Michigan's No-Fault Insurance law is complicated, and you don't want to go it alone. Especially when your family's financial future is on the line. Located in Ann Arbor, Michigan, we invite you to contact the experienced car accident attorneys at Muth Law, P.C. today for a free initial consultation, and for help putting your life back together after an unexpected tragedy.
Categories: Auto Accidents